Property Purchase Cost Calculator
Estimate your upfront costs — stamp duty, LMI, legals and more
Purchase details
Other upfront costs
Loan amount
LVR
Stamp duty (transfer duty)
Lenders Mortgage Insurance
Other costs
Total upfront costs
Cash to complete purchase
Stamp duty uses 2026 investment/standard rates — no first-home or owner-occupier concessions.
LMI is a rough estimate that varies by lender and is often added to the loan rather than paid in cash.
Foreign-buyer surcharges (~7–8%) are not included. Estimates only — not financial, tax, legal or credit advice.
Confirm figures with your conveyancer, broker and state revenue office.