SMSF commercial guide
SMSF lending has shifted. New residential SMSF borrowing is no longer the same opportunity it once was, but commercial property lending can still be a pathway for suitable borrowers with the right advice and structure.
SMSF commercial property lending should start with the property purpose, fund position, contribution strategy, liquidity and adviser input.
Lenders will look at the SMSF, bare trust/LRBA structure, property type, rental position, deposit and exit strategy.
SMSF commercial lending is specialist. The lender pathway should be checked before the borrower commits to a property or structure.
Next step
Bring your goal, numbers and documents you already have. LoanEdge can help identify the practical lender pathway before you apply.
Guide FAQs
These answers are general information only and should be checked against your personal lending situation.
Yes, SMSF commercial property lending can still be considered for suitable borrowers, subject to lender policy and appropriate professional advice.
No. LoanEdge provides finance broking and credit guidance only. SMSF lending should be reviewed with qualified accounting, tax, legal and financial advice.