Offset & Extra Repayments Calculator
See how much interest and time you could save
Your loan
interest saved — and you're debt-free sooner
Minimum monthly repayment
Payoff time — minimum only
Payoff time — with offset & extra
Assumes a principal & interest loan, a constant interest rate, and a steady average offset balance.
Real savings vary as rates change and as your offset balance moves. Estimates only — not financial or credit advice.